Fundamentals

S&P 500 FUNDAMENTALS

The real P/E for the S&P 500 is based on “as reported” or GAAP earnings (calculated using Generally Accepted Accounting Principals), and it is the standard for historical earnings comparisons. The normal range for the GAAP P/E ratio is between 10 (undervalued) to 20 (overvalued).

Standard & Poors has introduced a version called “core” earnings, which is more critical than GAAP and will probably become the standard in the future.

Market cheerleaders invariably use “pro forma” or “operating earnings,” which exclude some expenses and are deceptively optimistic. They are useless and should be ignored.

The following are the most recently reported and projected twelve-month trailing (TMT) earnings and price/earnings ratios (P/Es) according to Standard and Poors.

                                             Est       Est       Est
                               2007 Q4   2008 Q1   2008 Q2   2008 Q3
TMT P/E Ratio (GAAP)…….:      18.9      20.7      21.7      20.1
TMT P/E Ratio (Core)…….:      17.7       N/A       N/A       N/A
TMT P/E Ratio (Operating)..:      15.2      16.3      16.8      16.1

TMT Earnings (GAAP)……..:     66.18     60.39     57.66     62.34
TMT Earnings (Core)……..:     70.80       N/A       N/A       N/A
TMT Earnings (Operating)…:     82.54     76.77     74.55     77.67

Based upon the latest GAAP earnings the following would be the approximate S&P 500 values at the cardinal points of the normal historical value range. They are calculated simply by multiplying the GAAP EPS by 10, 15, and 20:

Undervalued (SPX if P/E = 10):    662
Fair Value  (SPX if P/E = 15):    993
Overvalued  (SPX if P/E = 20):   1324

DIVIDEND VALUE RANGE ANALYSIS

The yield for the DJIA, DJTA and the S&P 500 has historically moved between a range of 3% (overvalued) and 6% (undervalued). The normal yield range for the DJUA is between 3% and 12%. Decision Point expresses this
range as an RVR (Relative to Value Range) value of between 0 (undervalued) and 100 (overvalued). Values can fall outside that range, and, when they do, indicate even greater extremes of market valuation.

                                     S&P 500     DJIA     DJTA    *DJUA
———————————–  ——-    —–    —–    —–
Current Closing Price………….:     1252    11232      511       60
Current Yield…………………:     2.3%     2.9%     1.5%     3.2%
Current P/E…………………..:       19       79       22       16
Current Payout Ratio…………..:      0.4     34.1      0.3      0.5
Current RVR…………………..:      125      102      150       98

Price at  1.5% Yield…………..:     1920    21715      511      128
Price at  3.0% Yield (RVR 100)….:      960    10858      256       64
Price at  4.0% Yield…………..:      720     8143      192       48
Price at  5.0% Yield…………..:      576     6515      153       38
Price at  6.0% Yield  (RVR 0)…..:      480     5429      128       32
Price at  8.0% Yield…………..:      360     4072       96       24
Price at 12.0% Yield  (RVR 0 - DJUA)…………………….:       16

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